![]() ![]() Remember, there are always ways to save – cutting back and finding low-cost alternatives is easy enough, so don't feel guilty about it.Ĭreating your budget may feel time-consuming, but you only have to do this part once. To make sure your budget planner is 100% effective, you need to be completely honest, and putting in a bigger number rather than a smaller number is the best way to give you some breathing space. It's likely you'll be surprised to see how many things you spend your money on, and how much you spend on certain things.
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